Interaktiv guide foer utlaendska koepare och investerare

Din resa till Spanien

Separera de fyra fragor koepare ofta blandar ihop: kan jag investera, koepa fastighet, starta bolag och bo eller arbeta i Spanien? Vaelj din situation sa anpassas arbetsflodet.

Ladda ner checklista Starta med Billy

Bygg din investerarvaeg

Vaelj nationalitetsgrupp och maal. Naesta sektion visar relevant arbetsfloede, dokument, risker och officiella kaellor.

Uppehaellsstatus

Huvudmaal

Reglerad eller strategisk sektor inblandad

Logiken i din vaeg

Kan jag investera?

Generally yes, subject to bank/KYC, tax, FDI and sector checks.

Kan jag köpa fastighet?

Generally yes. Buying property is separate from residence rights.

Kan jag starta bolag?

Generally yes, but tax, banking, licences and Social Security must be mapped.

Kan jag bo och arbeta i Spanien?

No residence right is created by remote investment or property purchase alone.

Ditt arbetsfloede

1Define route: EU vs non-EU, relocating vs investing only, property vs company, regulated vs unregulated.
2Treat the project as transaction readiness, not residence readiness.
3Prepare NIE, bank/KYC file, proof of funds, lawyer review and property due diligence before signing.
4Model acquisition costs, regional property taxes, ongoing ownership costs and rental assumptions.
5Confirm no municipal, tourist-rental, community or sector restrictions affect your plan.
6Use Billy to convert your answers into a property or investment shortlist, then validate with your legal and tax advisors.

Dokumentpaket

Passport or EU ID, proof of address and civil-status documents where relevant.
NIE path or EU registration certificate where applicable.
Proof of funds, source-of-funds and source-of-wealth file for bank and AML checks.
Property brief, nota simple, Catastro reference, reservation/deposit draft and lawyer checklist.
Tax residence and non-resident ownership analysis.
Municipality or community checks for property use and rental rules.

Officiella kaellor foer denna vaeg

Allmaen information, inte juridisk, skattemaessig, migrations- eller investeringsraadgivning. Slutligt svar beror paa nationalitet, kommun, struktur, sektor och timing.

BOE Law 14/2013 BOE Organic Law 1/2025 UGE entrepreneur residence NIE identification Property Registry Catastro reference value AEAT non-residents

Guide foer koepare och investerare

Use this page as a routing hub. The official resources below anchor the legal steps; Verida and Billy help translate the route into property and market decisions.

NIE, TIE and identification

Most foreign investors need an identification path before tax, banking, notary, company or property steps can move.

NIE identification EU residence registration

Property purchase and due diligence

Check registry title, Catastro data, reference value, encumbrances, notary steps and non-resident seller withholding before completion.

Property Registry Catastro reference value AEAT Model 211 Find a notary

Company formation and registrations

Company name, notarial deed, tax ID, census registration, VAT, employer setup and licences are separate steps.

Create a company in Spain AEAT Model 036 AEAT VAT Social Security employer registration Licences and permits

Tax and residence are separate

Immigration residence, tax residence, non-resident taxation, rental income and company tax must be analysed independently.

AEAT non-residents Double tax treaties

Goer siffrorna konkreta

Before you view, estimate purchase costs, stress-test rental yield and compare Costa del Sol areas through a market-profile lens.

Fastighetskostnadskalkylator

Estimate purchase costs before you fall in love with the wrong budget.

Oeppna verktyg

Hyresavkastningskalkylator

Check income assumptions, seasonality and operating costs before treating a home as an asset.

Oeppna verktyg

Costa del Sol

Compare market profiles, beaches, restaurants, infrastructure and area fit through a buyer lens.

Oeppna verktyg

Vanliga varningssignaler

Assuming a property purchase gives residence rights.
Using Golden Visa marketing as if it were still a live route.
Waiting too long to prepare NIE, bank/KYC and proof-of-funds documents.
Signing before checking registry title, Catastro, community issues and seller status.
Forming a company before checking licences, VAT, payroll and Social Security.
Confusing immigration residence with Spanish tax residence.
Ignoring foreign-investment screening or sector approvals for strategic assets.

EU-regler att bevaka

Relevant if you are buying or operating a regulated target, fintech, crypto business, financial entity, critical-sector company, ICT provider or in-scope large group.

EU AML package

DAC8

NIS2

MiCA

DORA

CSRD

FDI screening

Sector licences

EU AML package MiCA DORA FDI screening Licences and permits

Primaera kaellor

Allmaen information, inte juridisk, skattemaessig, migrations- eller investeringsraadgivning. Slutligt svar beror paa nationalitet, kommun, struktur, sektor och timing.

Ladda ner checklista

Verida AI advisor

Let Billy turn this route
into a property brief.

Share your status, goals, budget and lifestyle priorities. Billy can turn legal readiness into a focused property search across Marbella, Estepona and the wider Costa del Sol.

Starta med Billy

No pressure. Start with your situation and let Billy build the first shortlist.

Din resa till Spanien

Bygg din investerarvaeg

Logiken i din vaeg

Ditt arbetsfloede

Dokumentpaket

Officiella kaellor foer denna vaeg

Guide foer koepare och investerare

NIE, TIE and identification

Property purchase and due diligence

Company formation and registrations

Tax and residence are separate

Goer siffrorna konkreta

Fastighetskostnadskalkylator

Hyresavkastningskalkylator

Costa del Sol

Vanliga varningssignaler

EU-regler att bevaka

Primaera kaellor

Uppehaell och identifiering

Fastighet och skatt

Bolag och drift

Reglerade aktiviteter

Professionella register

Let Billy turn this routeinto a property brief.

Let Billy turn this route
into a property brief.