Guide interactif pour acheteurs et investisseurs etrangers

Votre parcours vers l'Espagne

Separez les quatre questions souvent confondues : puis-je investir, acheter un bien, creer une societe et vivre ou travailler en Espagne ? Choisissez votre situation et le parcours s'adapte.

Construire votre parcours investisseur

Selectionnez votre bloc de nationalite et votre objectif. La section suivante affiche le flux, les documents, les risques et les sources officielles pertinents.

Statut de residence

Objectif principal

Logique de votre parcours

Puis-je investir ?

Generally yes, subject to bank/KYC, tax, FDI and sector checks.

Puis-je acheter un bien ?

Generally yes. Buying property is separate from residence rights.

Puis-je creer une societe ?

Generally yes, but tax, banking, licences and Social Security must be mapped.

Puis-je vivre et travailler en Espagne ?

No residence right is created by remote investment or property purchase alone.

Votre flux de travail

  1. 1Define route: EU vs non-EU, relocating vs investing only, property vs company, regulated vs unregulated.
  2. 2Treat the project as transaction readiness, not residence readiness.
  3. 3Prepare NIE, bank/KYC file, proof of funds, lawyer review and property due diligence before signing.
  4. 4Model acquisition costs, regional property taxes, ongoing ownership costs and rental assumptions.
  5. 5Confirm no municipal, tourist-rental, community or sector restrictions affect your plan.
  6. 6Use Billy to convert your answers into a property or investment shortlist, then validate with your legal and tax advisors.

Dossier documentaire

  • Passport or EU ID, proof of address and civil-status documents where relevant.
  • NIE path or EU registration certificate where applicable.
  • Proof of funds, source-of-funds and source-of-wealth file for bank and AML checks.
  • Property brief, nota simple, Catastro reference, reservation/deposit draft and lawyer checklist.
  • Tax residence and non-resident ownership analysis.
  • Municipality or community checks for property use and rental rules.

Guide acheteur et investisseur

Use this page as a routing hub. The official resources below anchor the legal steps; Verida and Billy help translate the route into property and market decisions.

Tax and residence are separate

Immigration residence, tax residence, non-resident taxation, rental income and company tax must be analysed independently.

Signaux d'alerte frequents

  • Assuming a property purchase gives residence rights.
  • Using Golden Visa marketing as if it were still a live route.
  • Waiting too long to prepare NIE, bank/KYC and proof-of-funds documents.
  • Signing before checking registry title, Catastro, community issues and seller status.
  • Forming a company before checking licences, VAT, payroll and Social Security.
  • Confusing immigration residence with Spanish tax residence.
  • Ignoring foreign-investment screening or sector approvals for strategic assets.

Mises a jour UE a surveiller

Relevant if you are buying or operating a regulated target, fintech, crypto business, financial entity, critical-sector company, ICT provider or in-scope large group.

EU AML package
DAC8
NIS2
MiCA
DORA
CSRD
FDI screening
Sector licences

Banque de sources primaires

Information generale, pas un conseil juridique, fiscal, migratoire ou d'investissement. La reponse finale depend de la nationalite, de la commune, de la structure, du secteur et du calendrier.

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Verida AI advisor

Let Billy turn this route
into a property brief.

Share your status, goals, budget and lifestyle priorities. Billy can turn legal readiness into a focused property search across Marbella, Estepona and the wider Costa del Sol.

Commencer avec Billy

No pressure. Start with your situation and let Billy build the first shortlist.

The information on this page is for illustrative and informational purposes only.